Health, life & retirement income

Protect your health, your family and your income.

Coverage that fits your budget, life insurance sized to what you actually need, and retirement income you can't outlive.

Free quotesOptions for 1099s & business ownersMilitary & government pension help
What we cover

Protection that fits your life and budget

Free quotes and plain-English answers. No pressure, and no one-size-fits-all plans.

Health insurance

Lower-cost health plan options for individuals, families and business owners, whether you are 1099 or W-2. Plans, pricing and eligibility vary by state.

See your plan options on One Health ↗Or book a health coverage review →

Life insurance

Coverage that fits your family and goals, plus a check on how much you actually need.

Get a life quote with Ethos ↗

Some Ethos term and indexed universal life policies include a basic online will and trust as a policy feature from Ethos, separate from estate planning with the Law Office of Mike Nellinger. Garrett is licensed in: IN, MI, NC, NJ, NY, OH. In all other states, visit Ethos.com.

Or book a life insurance review →
$

Guaranteed income

Guaranteed lifetime income from annuities, so retirement doesn't have to be a question mark. Guarantees are backed by the issuing insurer.

Book with our guaranteed income team →

Fixed indexed annuities (FIA)

Growth potential linked to a market index, with protection from market losses. Caps, participation rates, fees and surrender periods apply.

Book an annuity review →

Military & government pensions

A specialized meeting on how your military or government pension fits into your retirement plan, including Ohio and Kentucky plans.

Book a pension review →

Your retirement paycheck

See how Social Security, pensions and savings fit together into one steady monthly income, and how each piece will be taxed.

Book a strategist + tax pro →
How it works

Three steps to peace of mind

1

Book a free review

Tell us what you have today and what you want to protect.

2

Compare your options

We shop plans and show you side-by-side choices in plain English.

3

Pick what fits

No pressure. Keep what works, fix what doesn't.

Your protection team

The people in your corner

Brody Davidson

Brody Davidson

Wealth Strategist · Health insurance savings · FIA & guaranteed income

Kaden Wenger

Kaden Wenger

Retirement specialist · Guaranteed lifetime income · Military & government pensions (OH/KY)

Garrett Alcorn

Garrett Alcorn

President · Senior Wealth Strategist

Next step

Book your ideal coverage review

30 minutes to review your health, life and retirement income options. Free, with no obligation.

Free 30-minute call. No cost, no pressure. Trouble seeing times? Open the booking page.

Insurance and annuity products are offered through licensed insurance professionals and are subject to the terms of each policy or contract. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Fixed indexed annuities are not stock market investments and do not participate directly in any index. Ethos policies are issued by the carriers listed at ethoslife.com/carriers; products and features may not be available in all states. For education only.