Get out of debt faster, without wrecking the rest of your plan.
Personal debt, business debt and student loans. Meet with us, or use My Debt Navigator on your own. Either way, you leave with a plan.
Debt payoff, the smart way
Snowball, avalanche, consolidation and the "equilibrium" idea: paying off your mortgage faster without shortchanging retirement.
Should you pay off your mortgage early?
Coming soon: Andrew Payne on finding equilibrium between paying down the house and funding the rest of your plan.
See all videos →How fast could you be debt-free?
Add up to four debts. See how long payoff takes at today's payments, and what an extra amount each month does.
Assumes fixed rates and payments, no new borrowing, and the extra amount rolls to the next debt when one is paid off. Hypothetical, for education only. If a payment doesn't cover the interest, the tool says so.
Meet with us, or do it yourself
Some people want a strategist in their corner. Some want a tool and a plan they can run on their own. We're fine with either, and we'll tell you which fits.
A free debt consultation
Kaden handles personal debt and shows families new ways to pay down what they owe while protecting what they have. Andrew handles business debt and capital, and the "equilibrium" question: when and how to pay off your mortgage faster without shortchanging retirement. For student loans, we point you to the right repayment and forgiveness resources.
- Personal debt: cards, auto, medical, personal loans
- Business debt & capital: bank, private or hard money
- Mortgage payoff that fits your retirement plan
- Student loans: repayment plans and forgiveness programs
My Debt Navigator
logo coming
Prefer not to meet with anyone? My Debt Navigator is an independent, third-party company with a more expansive set of debt tools and programs. If you'd rather work through your options on their site, start here.
Open My Debt Navigator ↗My Debt Navigator is a separate company, not part of TruPath Wealth. TruPath may receive compensation if you enroll in a program through this link. Any information you enter on their site is collected by My Debt Navigator under its own terms and privacy policy. Nothing on either site is legal or tax advice, and results vary by person.
Who you'll talk to

Kaden Wenger
Personal debt specialist · Retirement specialist

Andrew Payne
Business debt & capital · Equilibrium mortgage payoff

Garrett Alcorn
Senior Wealth Strategist · how debt fits the whole plan
Book your free debt consultation
30 minutes to look at what you owe, what you're paying, and the fastest realistic way out. No cost, no pressure.
You'll meet with Garrett Alcorn · 30 min · Google Meet
Free 30-minute call. No cost, no pressure. Trouble seeing times? Open the booking page.
Business debt? Switch to Andrew's calendar. Prefer the do-it-yourself route? Open My Debt Navigator ↗.
For education only, not financial, legal or tax advice. The payoff calculator is hypothetical. My Debt Navigator is an independent third-party company; TruPath Wealth may receive compensation if you enroll through our link, and information you enter on their site is governed by their terms. Results vary. See our full disclosures in the footer.