Protect the people you love, and what you leave them.
Life insurance sized to what you actually need, and wills and trusts through the Law Office of Mike Nellinger, so what you built goes where you intend.
Wills vs. trusts, in plain English
What each one does, who needs which, and how life insurance fits into a legacy plan.
Wills vs. trusts: what each one actually does
Coming soon: Mike Nellinger on the difference between a will and a trust, and the mistake families make most often.
See all videos →How much life insurance do I need?
A simple needs estimate (income × years + debts + future costs − what you have). Your actual need depends on your situation. Education only.
Life insurance strategies and estate basics
Term life
The most coverage for the least cost, for the years your family depends on your income. Quote it in minutes with Ethos, or ask us to size it first.
Get a term quote with Ethos ↗Permanent life
Coverage that lasts your whole life, sometimes with cash value you can use along the way. Useful for legacy, business and some tax strategies. We'll tell you when it fits and when term is the better buy.
Book a life insurance review →Wills & trusts
Through the Law Office of Mike Nellinger: wills, trusts, probate help and beneficiary reviews, so what you leave behind is passed on the way you intend.
Send a request to Mike's office →Legacy planning with your strategist
How life insurance, retirement accounts, your home and your business fit together, and who gets what, reviewed with Garrett before the attorney puts it on paper.
Book a legacy review →Who you'll talk to
Garrett Alcorn
Senior Wealth Strategist · life insurance & legacy planning
Mike Nellinger
Law Office of Mike Nellinger · wills, trusts & probate (independent)
Kaden Wenger
Retirement specialist · protecting what families have
Book your free life & legacy review
30 minutes to check how much coverage you need and whether your will, trust and beneficiaries are in order.
You'll meet with Garrett Alcorn · 30 min · Google Meet
Free 30-minute call. No cost, no pressure. Trouble seeing times? Open the booking page.
Ready for the attorney? Send a request to the Law Office of Mike Nellinger.
Insurance products are offered through licensed insurance professionals and are subject to policy terms. Ethos is an independent company; its policies are issued by the carriers listed at ethoslife.com/carriers, and we may receive compensation when you buy a policy through Ethos. The included basic will or trust is a policy feature provided by Ethos. Legal services are provided by the Law Office of Mike Nellinger, an independent law office. For education only. See our full disclosures in the footer.