Health coverage that fits your life and budget.
Individual and family plans, group health for businesses, Medicare, Medicare Supplement plans and Medicaid. Answer a few questions and see where you probably fit.
Health coverage in plain English
Marketplace, Medicaid, group plans, Medicare and the alphabet soup in between. A short video from the team on how to think about it.
How to pick health coverage without overpaying
Coming soon: a short lesson from Garrett on the four doors into health coverage and which one usually makes sense at each stage of life.
See all videos →What health coverage should I get?
A few dropdowns, no sign-up. We can't guarantee anything from a form, but this will tell you which door to try first and who to call.
Based on 2026 federal poverty guidelines and the rules in place as of October 2026 (Marketplace help ends at 400% of the poverty level unless Congress changes the law; 2026 Medicare income surcharges are based on 2024 tax returns). Eligibility is decided by the Marketplace, your state Medicaid office or Medicare, not by this tool.
Five kinds of coverage, one team
Individual & family health
Marketplace plans with subsidies when you qualify, and private options when you don't. Lower-cost choices for 1099 workers.
See plan options on One Health ↗Group health for businesses
Group plans, or alternatives like ICHRA and QSEHRA for small teams, set up to get the most from your deductions.
Business benefit savings →Medicare
Original Medicare, Medicare Advantage and Part D drug coverage, explained without the sales pitch.
Book a Medicare review →Medicare Supplement (Medigap)
Plans that fill the gaps in Original Medicare, and when they make more sense than an Advantage plan.
Compare Medigap options →Medicaid & CHIP
Free or low-cost coverage through your state if your income qualifies. We'll point you to the right office and help you understand your options.
Medicaid & CHIP basics ↗Owners & the self-employed
How health insurance works for sole proprietors, LLCs and S Corp owners, including what's deductible.
Run the coverage finder →Who you'll talk to
Garrett Alcorn
Health coverage for individuals, families and business owners
Mike Nellinger
Medicare, Medicaid & Medicare Supplement plans
Brody Davidson
Group health & benefit savings for businesses
Marketplace and Medicare enrollments are handled by an appointed agent or partner licensed in your state. Business and other products are handled by TruPath.
Not sure what you have?
Send us what you're paying now and we'll tell you if there's a better fit. No cost, and you don't have to switch anything.
Book a free coverage review →Ask a question
Please don't include Social Security numbers or medical details.
Book your free coverage review
30 minutes to review your health, Medicare or group options. Free, with no obligation.
You'll meet with Garrett Alcorn · 30 min · Google Meet
Free 30-minute call. No cost, no pressure. Trouble seeing times? Open the booking page.
Medicare, Medicaid or Medigap question? Mention it when you book and Mike Nellinger, our Medicare and Medicaid specialist, joins the call.
Insurance products are offered through licensed insurance professionals and are subject to the terms of each policy. The coverage finder is educational and does not determine eligibility; the Marketplace, your state Medicaid agency and Medicare make those decisions. Plans, pricing and eligibility vary by state. See our full disclosures in the footer.